Institute Consumer Credit Card Protections

President Obama has made the following promise:

"I'll institute a five-star rating system to inform consumers about the level of risk involved in every credit card. And we'll establish a credit card bill of rights that will ban unilateral changes to a credit card agreement, ban rate changes to debt that's already incurred and ban interest fees on late fees." — 11/7/07, Bettendorf, Iowa

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